Client: Bella’s Bistro
Location: San Francisco, California
Loan Type: Merchant Cash Advance
Funding Amount: $150,000
Background: Bella’s Bistro, a popular restaurant in San Francisco, faced seasonal fluctuations in cash flow that made it challenging to manage expenses during the off-peak season. Bella, the owner, needed a solution to maintain operations without financial strain, allowing her to focus on delivering excellent service and food to her customers.
Challenges:
- Significant seasonal fluctuations in cash flow
- Need for flexible financing that aligns with sales volume
- Requirement for quick and easy access to funds
Solution: GHC Funding provided Bella with a $150,000 merchant cash advance, allowing her to access funds based on future credit card sales. The repayment terms were flexible and aligned with the restaurant’s sales volume, ensuring that Bella only repaid a portion of the advance when her business earned revenue. This approach provided Bella with the working capital she needed without the burden of fixed monthly payments.
Outcome: The merchant cash advance helped Bella manage cash flow effectively during the slow season. She was able to cover essential expenses, such as payroll, inventory, and utilities, without financial stress. When the peak season arrived, Bella’s Bistro was well-prepared to handle the increased demand. The restaurant saw a 20% increase in annual revenue, attributed to the ability to maintain consistent operations and service quality throughout the year.
Testimonial: “GHC Funding’s merchant cash advance was exactly what we needed to manage our seasonal cash flow. Their top business lending solutions made a real difference for our business. We’re now thriving year-round!” – Bella, Owner of Bella’s Bistro
